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Ein lachendes Ehepaar in der Innenstadt.
Ein lachendes Ehepaar in der Innenstadt.

Corporate Pension Plans:
Secure Your Team's Future

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A secure future is the best gift

The financial security and retirement planning of your employees are increasingly becoming a focal point. Given the challenges of our constantly evolving work environment and the growing awareness of the need for long-term financial planning, corporate pension plans prove to be a crucial factor in investing in your staff's future.


Corporate pension plans provide a robust foundation for securing financial futures, protecting both employers and employees from the uncertainties of retirement. They enable your team to tailor and effectively enhance their retirement provisions through supplementary pension benefits.

At Breffka & Hehnke, we understand the importance of solid retirement planning for long-term business success. With our expertise and deep understanding of the various aspects of corporate pension plans, we are committed to providing you with the best possible solution for your company.


Discover how we can help you secure your employees' financial future and sustainably strengthen your business.

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What is Corporate Pension Plans?

Corporate Pension Plans encompass a wide range of benefits that employers provide to their employees for financial security in old age, as well as in cases of disability or death. This form of retirement provision plays a central role in the social security of employees and their families. It not only supplements the state pension but also offers an important pillar for financial security and provision.

Thus, Corporate Pension Plans make a significant contribution to the stability and predictability of employees' financial future, making it an indispensable component of a comprehensive personnel strategy.

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Who finances Corporate Pension Plans?

There are several methods to finance Corporate Pension Plans:

  • Employer financing: In this case, the employer covers the contributions to the corporate pension plan in addition to the employee's regular salary.
  • Employee financing/Payroll conversion: A part of the employee's salary, such as holiday pay, Christmas bonus, regular salary, or overtime payments, is directly contributed to the corporate pension plan.
  • Combined models: These often involve payroll conversion by the employee, with the employer contributing a portion of the contributions.
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FAQs on Corporate Pension Plans

Corporate Pension Plans is an employer-supported program for the financial security of employees in retirement. It complements statutory pension insurance and private precautionary measures.

Employees benefit from an additional retirement pension that helps secure their standard of living in retirement. Often, contributions are tax-advantaged, and the conditions are more favorable than private pension plans.

Corporate Pension Plans can be financed by the employer, the employee, or a combination of both. Employee contributions can often be deducted directly from gross salary, offering tax advantages.

Yes, contributions to Corporate Pension Plans are generally tax-deductible, leading to tax benefits for employees.

Yes, there are various types like Direct Insurance, Pension Funds, Pension Insurance, Support Funds, and Direct Commitment.

Corporate Pension Plans complement your statutory pension and do not directly influence the amount of your statutory pension claims.

Breffka & Hehnke

Worry less. Achieve more.

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+49 211 610 71-0
bh@breffka-hehnke.de

Mörsenbroicher Weg 151
40470 Düsseldorf

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