Erection Insurance
Reliable Protection for Your Construction and Assembly Projects
Reliable Protection for Your Construction and Assembly Projects
Erection Insurance – Coverage for Machinery and Equipment During Installation
Stay protected throughout the assembly process—with the right insurance coverage.
Erection insurance provides specialized protection for companies involved in the installation and assembly of machines and technical systems. These activities are often associated with high risks, as unforeseen factors, incidents, or weather conditions can significantly impact the installation process. With erection insurance, you're covered against such risks—helping you complete your projects safely and on schedule.
What Does Erection Insurance Cover?
Erection insurance protects you from a wide range of damages that may occur during installation—such as operator errors, technical failures, or external factors like theft or fire. It covers a broad variety of assembly objects, from smaller components to large-scale industrial plants. Typically, all risks not expressly excluded are covered, including:
- Operator errors, clumsiness, negligence, and malicious acts
- Design, material, and assembly faults
- Fire, lightning, and explosion
- Theft and vandalism
- Exceptional weather-related influences
Insured Items
The coverage includes:
- Assembly objects such as machinery, mechanical or electrical systems, and structures
- Installation equipment such as tools, cranes, and scaffolding (if included in the policy)
- Third-party property not part of the assembly object or equipment (if requested)
Optional Add-Ons and Extensions
Erection insurance can be extended with various optional modules, including:
- Extended Maintenance Coverage: Covers damage caused during the assembly period but discovered after project acceptance
- Erection Business Interruption: Covers financial losses due to delays caused by insured assembly damage
- Cleanup and Recovery Costs: Covers these costs up to a specified limit
Work performed by subcontractors is generally insured as long as it is included in the total insured sum.
With erection insurance, you ensure that your project runs smoothly—without financial risks from unforeseen incidents.
FAQs - Erection Insurance
Erection insurance is especially relevant for companies involved in the installation and assembly of technical systems or machinery—such as assembly contractors, mechanical engineering firms, and plant manufacturers. Purchasers of equipment and participating subcontractors also benefit from this comprehensive protection.
The insurance helps prevent financial losses caused by damages or disruptions during the assembly process. It covers risks such as operator errors, unforeseen events, or weather-related conditions that may impact project completion.
Erection insurance offers all-risk coverage for a wide range of risks that may occur during installation, including:
- Operator errors, negligence, and malicious acts
- Design, material, and assembly defects
- Fire, lightning, and explosion
- Theft, vandalism, and force majeure
- Exceptional weather-related influences
Optional extensions include:
- Extended Maintenance: Covers damage discovered only after project handover
- Erection Business Interruption: Covers financial losses caused by project delays resulting from insured assembly damage
- Cleanup and Recovery Costs: Covered up to the agreed limit
Coverage typically includes:
- Assembly objects: Machinery, mechanical or electrical systems, and all components and services related to the erection of the object
- Assembly equipment: Tools, cranes, scaffolding—if included in the policy
- Third-party property: Items not part of the assembly object or tools—if specifically requested
Typically excluded are:
- Damage caused by intentional acts of the policyholder
- Wear and tear or gradual deterioration
- Acts of war, nuclear incidents, and standard weather conditions
A careful review of the policy conditions is recommended to fully understand all exclusions.
Yes, through a separate transport insurance policy, coverage can be extended to protect insured items while being transported to the assembly site.
Erection insurance covers the cost of restoring the insured items to their original state prior to the loss. Additionally, cleanup and recovery costs may be reimbursed up to the agreed limit.
