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Valuables Insurance
Your Protection for High-Value Goods in Transit and Storage

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What Valuables Insurance Covers – and Why It Matters

Valuable items like jewelry, precious metals, cash, or securities are exposed to increased risks during transport and storage. Valuables insurance provides reliable protection against theft, loss, robbery, damage, fraud, and unforeseen events such as fire or natural disasters.


Whether your business transports valuables independently or uses a transport service provider, valuables insurance ensures optimal protection for your assets. Coverage applies both during transit and while items are stored. You can also extend your policy to include special risks like war events or confiscation.

This type of coverage is especially important for businesses and traders who regularly handle high-value goods—such as banks, jewelers, art galleries, museums, or manufacturers of technical equipment. Private individuals can also use this insurance to protect their valuable collections.

An unexpected incident can quickly result in significant financial losses. With the right valuables insurance, you stay on the safe side.

Get expert advice today and find the ideal coverage for your valuable assets.

Request Consultation

FAQs about Valuables Insurance

Valuables insurance is a specialized type of transport insurance that protects high-value items—such as precious metals, jewellery, cash, and securities—against loss, damage, or destruction during transport and storage.

This insurance is suitable for businesses, traders, and institutions that regularly transport or store valuable goods, including:

  • Jewelers, gold & precious metal dealers
  • Art galleries, museums & collectors
  • Financial institutions & banks
  • Manufacturers and retailers of luxury goods

Private individuals with valuable collections can also benefit from this coverage.

Valuables insurance offers protection against a wide range of risks during transport and storage, including:

  • Theft & robbery – Protection from criminal activity
  • Transport-related accidents – Coverage for damage or loss
  • Fire & natural disasters – Protection against fire, storms, or flooding
  • Storage-related damage – Security during interim storage
  • Optional add-ons – Coverage extensions for war, strikes, or confiscation
  • Tailored insurance coverage – Customized policies for all types of high-value goods
  • Flexible contract models – One-time transport policies or annual coverage for recurring shipments
  • Fast claims handling – Streamlined and efficient settlement in the event of a claim
  • Coverage for self- and third-party transports – Protection regardless of the transport provider

Premiums depend on several factors:

  • The value of the goods to be insured
  • The mode of transport (road, air, sea)
  • The transport distance and duration
  • The desired additional coverages
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We serve companies in Germany, Europe, and beyond.

Overview of all Transport Insurances.

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As a renowned insurance partner, we tailor all service and consultation offerings to meet the needs of our clients.

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Breffka & Hehnke

Worry less. Achieve more.

Contact

+49 211 610 71-0
bh@breffka-hehnke.de

Mörsenbroicher Weg 151
40470 Düsseldorf

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