Valuables insurance is a specialized type of transport insurance that protects high-value items—such as precious metals, jewellery, cash, and securities—against loss, damage, or destruction during transport and storage.

This insurance is suitable for businesses, traders, and institutions that regularly transport or store valuable goods, including:

• Jewelers, gold & precious metal dealers
• Art galleries, museums & collectors
• Financial institutions & banks
• Manufacturers and retailers of luxury goods

Private individuals with valuable collections can also benefit from this coverage.

Valuables insurance offers protection against a wide range of risks during transport and storage, including:

• Theft & robbery – Protection from criminal activity
• Transport-related accidents – Coverage for damage or loss
• Fire & natural disasters – Protection against fire, storms, or flooding
• Storage-related damage – Security during interim storage
• Optional add-ons – Coverage extensions for war, strikes, or confiscation

• Tailored insurance coverage – Customized policies for all types of high-value goods
• Flexible contract models – One-time transport policies or annual coverage for recurring shipments
• Fast claims handling – Streamlined and efficient settlement in the event of a claim
• Coverage for self- and third-party transports – Protection regardless of the transport provider

Premiums depend on several factors:

• The value of the goods to be insured
• The mode of transport (road, air, sea)
• The transport distance and duration
• The desired additional coverages