Building Insurance -
Security from the Ground Up
Security from the Ground Up
One Less Worry During Home Construction
Are you ready to fulfill your dream of home ownership?
We understand that building a house is an exciting venture, but it can also come with risks. Our comprehensive building insurance solutions provide private clients with the necessary security and peace of mind during the construction process.
Whether you're in need of builder's liability insurance, construction performance insurance, construction worker accident insurance, or fire builders risk insurance, we have an insurance solution that matches your needs and requirements.
Our experienced team is here to assist you in selecting the right building insurance tailored specifically to your construction plan and requirements.
We carefully assemble the building insurance coverage that perfectly meets your needs, without any unexpected surprises.
Builder's Liability Insurance is like a helmet for your construction process - you hope you never need it, but it's essential in case you do! Here at Breffka & Hehnke, we take the protection of your construction project as seriously as securing a wobbly tower of building blocks from a curious cat.
Our Builder's Liability Insurance includes more than just boring clauses! Here are some of the "superpowers" it comes with:
- Liability Claims: If your construction machinery causes more chaos than a mad scientist, you're protected from potential liability claims thanks to us!
- Personal Injuries: Whether it's tripping over poorly placed construction materials or a mishap with construction site tea, our insurance has you covered!
- Property Damage: Protect yourself from the costs that can arise from accidentally knocking over scaffolding or other "construction disasters" - we've got you covered!
- Legal Expenses: With our insurance, you can sit back and relax even when the lawyers start performing their legal "magic." We take care of the bill!
Whether you're a seasoned pro in the construction industry or digging your first shovel into the ground, Builder's Liability Insurance is an absolute must for all construction professionals! It's the armor that has your back when things don't go as planned.
Construction All Risks Insurance is the superhero of construction projects, shielding you from the unexpected challenges and surprises of the construction process. It protects builders from the financial risks associated with damages or losses during construction.
At Breffka & Hehnke, we understand that construction adventures can sometimes feel like a wild rollercoaster ride – that's why we make sure you stay safe and protected, no matter how bumpy the journey gets!
Our Construction All Risks Insurance at Breffka & Hehnke provides a comprehensive range of safeguards, including:
- Construction Works Coverage: Protection against damages that can occur to the construction work itself during the construction process, whether it's due to natural events, unforeseen construction errors, vandalism, or theft.
- Supplementary Components: Coverage for additional components such as construction site facilities, construction materials, construction machinery, and scaffolding, which can also be covered by the insurance.
- Extra Costs: Coverage for additional expenses incurred due to unforeseen events during the construction phase, such as restoration costs, additional construction time, or replacement procurement.
- Debris Removal and Demolition Costs: Protection against costs for the removal of debris and damaged structures on the construction site that may arise due to unforeseen events.
Construction Worker Accident Insurance is like armor that protects your brave helpers from potential risks and accidents on the construction site. It provides comprehensive coverage for construction workers and assistants involved in various types of construction projects, ensuring that they are adequately protected and cared for in case of accidents.
- Accident Insurance Coverage: Financial protection and support in the event of accidents that may occur during work on the construction site, whether it's due to falls, injuries from falling objects, or other unforeseen events.
- Medical Care: Coverage for medical treatment costs, hospital stays, surgeries, and rehabilitation to ensure that construction workers receive the best possible care and can fully recover.
- Disability and Death Benefits: Providing financial benefits in the event of permanent disabilities or death resulting from accidents on the construction site to support the affected families and dependents.
Fire Builders Risk Insurance is like a fire extinguisher for your construction project - it protects you from the financial risks associated with fire damage during the construction phase. At Breffka & Hehnke, we understand that construction sites can sometimes feel like a hot melting pot - that's why we ensure that you stay cool even under the hottest conditions!
Fire Builders Risk Insurance provides a comprehensive shield that includes:
- Protection against Fire Damage: Coverage for damages that may occur due to fire, smoke, or heat during the construction phase at the construction site and to the structure under construction.
- Restoration Costs: Financial support for rebuilding and repairing the damaged construction project after a fire, ensuring that your dream building shines brightly again even after a fire disaster.
- Additional Options: Depending on individual requirements, additional coverage options, such as protection against fire damage to construction equipment, materials, and temporary facilities at the construction site, can be included in the insurance policy.
FAQs on Private Construction Insurance
Builder's Liability Insurance is an insurance policy that protects builders and property owners from financial damages that could be inflicted on third parties during the construction phase.
Typically, Builder's Liability Insurance covers damages to neighboring buildings, personal injuries, property damage on the construction site, and similar risks.
In many countries, there is no legal requirement, but obtaining builder's liability insurance is strongly recommended to protect oneself from financial risks during the construction process.
Construction performance insurance covers damages to the construction site itself, including theft, vandalism, natural disasters, and unforeseen events that could impact the construction work.
Damages due to normal wear and tear, poor workmanship or materials, as well as damages resulting from design errors are typically not covered.
Typically, construction all risk insurance is taken out by construction companies, property owners, or real estate developers to protect themselves from financial losses during the construction process.
Construction worker accident insurance protects individuals who voluntarily work as helpers on construction sites from accident risks and provides financial compensation in case of injuries or disability.
All individuals who volunteer to help on construction sites should be protected by construction worker accident insurance. This may also apply to volunteers or volunteers.
Laws vary depending on the country or region, but in some cases, construction worker accident insurance may be legally required to ensure the safety of construction workers.
Fire construction insurance protects buildings under construction from damages caused by fire, lightning, explosion, or other covered risks.
The insurance should typically be obtained from the start of the construction work to provide protection from the beginning.
Typically, the property owner or the construction company takes responsibility for obtaining fire construction insurance to protect the building under construction during the construction phase.